Planning a trip to Bali? 🌴
Flights and accommodation may be booked, but one important question always comes next:
How much money should I take to Bali?
Take too little, and your trip feels restricted.
Take too much, and your cash sits unused.
This guide helps you find the right balance — so you can enjoy Bali comfortably, safely, and without stress.
On my first trip to Bali, I brought a large amount of cash, worried I wouldn’t find ATMs or money changers.
Turns out, Bali is extremely traveler-friendly — with licensed money changers, ATMs, and card payment options everywhere in tourist areas.
After visiting Seminyak, Canggu, Ubud, Kuta, Sanur, and the airport area, I realized the smartest approach isn’t bringing all your money in cash — it’s knowing how much you actually need and where to exchange safely.
1️⃣ How Much Money Do You Really Need in Bali?
Your budget depends on your travel style.
✅ Average Daily Spending in Bali
| Travel Style | Daily Budget (IDR) | USD Approx |
|---|---|---|
| Budget | 500,000 – 900,000 | $35 – $60 |
| Mid-range | 1,000,000 – 1,800,000 | $65 – $120 |
| Luxury | 2,000,000 – 3,000,000+ | $130 – $200+ |
💡 Most travelers fall into the mid-range category.
2️⃣ Recommended Cash to Take to Bali
A smart and safe strategy:
✅ Bring $300–$500 USD (or equivalent) in clean cash
✅ Use cards for hotels and larger expenses
✅ Exchange more money in Bali when needed
This avoids carrying too much cash while still keeping flexibility.
3️⃣ Example Total Budget by Trip Length
🔹 7 Days in Bali
➡️ 10–15 million IDR ($650–$950)
🔹 10 Days in Bali
➡️ 13–20 million IDR ($850–$1,300)
🔹 14 Days in Bali
➡️ 18–25 million IDR ($1,200–$1,650)
(Excluding flights & accommodation if prepaid)
4️⃣ Where to Exchange Money Safely in Bali
Avoid unlicensed street stalls offering unrealistically high rates.
For safety, transparency, and fair value, use licensed money changers.
✅ Best Money Changer Bali (BMC)
- Licensed & regulated by Bank Indonesia
- Transparent rates — no hidden fees
- Professional counting machines
- Trusted by international travelers
📍 Locations: Bali Airport, Seminyak, Canggu, Legian, Sanur & Tuban
🕖 Open Daily: 07.00 – 23.00
☎️ +62 851-6706-3510
💬 Tip: Exchange a small amount at the airport, then exchange larger amounts in town for better rates.
5️⃣ Smart Money Tips for Bali
✅ Always pay in Indonesian Rupiah (IDR)
✅ Bring clean $50 or $100 bills for better rates
✅ Keep small notes for taxis, markets, and tips
✅ Use ATMs inside banks
✅ Never exchange money in dark or hidden kiosks
Conclusion
So, how much money should you take to Bali?
➡️ $300–$500 in cash, plus access to cards, is ideal for most travelers.
➡️ Expect to spend 1–1.5 million IDR per day for a comfortable holiday.
Exchange safely, spend wisely, and enjoy Bali without financial worries. 🌅💸
For safe and transparent currency exchange, Best Money Changer Bali is always a smart choice.