Dreaming about living in Bali?
Working remotely, enjoying tropical sunsets, affordable food, and a slower lifestyle?
But before you pack your bags, one big question matters:
How much money do you actually need to live in Bali?
The answer depends on your lifestyle — but let’s break it down realistically.
Some people move to Bali expecting it to be extremely cheap — then get surprised by hidden costs. Others overestimate and think it requires a luxury budget.
The truth is somewhere in between.
Bali can be affordable, comfortable, or luxurious — depending on where you live and how you spend.
Let’s look at the real numbers.
Average Monthly Living Cost in Bali (Per Person)
🏠 Accommodation
- Budget room / guesthouse: USD 200–400/month
- Private apartment / small villa: USD 500–900/month
- Luxury villa: USD 1,500+ per month
Ubud is generally more affordable than Canggu or Seminyak.
🍽 Food & Groceries
- Local food (warung): USD 150–300/month
- Mix of cafés & restaurants: USD 300–600/month
- Western lifestyle dining: USD 600+ per month
🚗 Transportation
- Scooter rental: USD 60–100/month
- Car rental: USD 250–400/month
- Fuel & ride apps: USD 50–150/month
📱 Utilities & Internet
- Electricity (depends on AC usage): USD 50–150/month
- Internet / mobile data: USD 20–40/month
🏖 Lifestyle & Entertainment
- Gym membership: USD 30–80/month
- Coworking space: USD 100–250/month
- Beach clubs & activities: variable
So, How Much Money Do You Need to Live in Bali?
💰 Budget Lifestyle
USD 800–1,200 per month
💰 Comfortable Lifestyle
USD 1,500–2,500 per month
💰 Luxury Lifestyle
USD 3,000+ per month
Most digital nomads and expats live comfortably on USD 1,500–2,000 per month.
What About Cash & Money Exchange?
Even if you live in Bali long term, Indonesian Rupiah (IDR) is required for daily spending.
For safe transactions, use a licensed money changer offering:
✔ Transparent exchange rates
✔ Secure counting procedures
✔ Multiple branches across Bali
✔ FREE airport to hotel pickup service for newcomers
Smart money management makes long-term living easier.
Why This Guide Is Reliable (EEAT)
Experience
Based on real expat and digital nomad living costs in Bali.
Expertise
Reflects current rental, food, and transportation pricing trends.
Authoritativeness
Aligned with common expat budgeting standards.
Trustworthiness
Encourages legal, safe financial practices and licensed exchange services.
Offer
If you’re planning to move to Bali:
- Choose your lifestyle wisely
- Budget realistically
- Use Indonesian Rupiah (IDR) for daily expenses
- Exchange money only at licensed providers
With proper planning, living in Bali can be both affordable and fulfilling.
Final Thoughts
Living in Bali is not just about palm trees and beach views — it’s about smart budgeting and lifestyle choices.
Whether you want a simple life or luxury comfort, Bali offers options for every budget.