How Much Money You Need to Live in Bali?

Bali has become one of the most popular places in the world to live—especially for digital nomads, expats, and long-term travelers. The big question everyone asks is: how much money do you actually need to live in Bali?

The short answer: it depends on your lifestyle. The long answer is below 👇

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Average Cost of Living in Bali (Monthly)

On average, a single person needs IDR 10–25 million per month to live comfortably in Bali. This range covers everything from basic local living to a relaxed, Western-style lifestyle.

1. Accommodation

  • Local room / kost: IDR 2–4 million
  • Guesthouse or studio: IDR 4–8 million
  • Private villa (shared or small): IDR 8–15 million

Rent is cheaper if you pay monthly or yearly. Popular areas like Canggu, Ubud, and Seminyak tend to be more expensive than local neighborhoods.


2. Food & Daily Meals

  • Local warung meals: IDR 15k–30k per meal
  • Cafés & Western food: IDR 60k–120k per meal
  • Monthly food cost: IDR 3–6 million

You can live very cheaply if you eat local, but café culture can quickly increase your spending.


3. Transportation

  • Scooter rental: IDR 700k–1.5 million/month
  • Fuel: IDR 200k–400k/month
  • Occasional taxis / ride apps: IDR 300k–800k

Most long-term residents use scooters—it’s the most affordable and practical option.


4. Utilities & Internet

  • Electricity & water: IDR 300k–800k
  • High-speed internet: IDR 300k–600k
  • Mobile data: IDR 100k–200k

Many rentals include Wi-Fi, which helps reduce monthly costs.


5. Lifestyle & Extras

  • Gym / yoga membership: IDR 300k–1 million
  • Coworking space: IDR 1–2.5 million
  • Social life, beach clubs, trips: IDR 1–3 million

This category is where budgets vary the most.


Monthly Budget Scenarios

  • Budget lifestyle: IDR 8–10 million
    (local housing, warung food, minimal extras)
  • Comfortable lifestyle: IDR 15–20 million
    (private room, cafés, scooter, social life)
  • Western-style lifestyle: IDR 25 million+
    (villa, frequent dining out, coworking, travel)

Important Things to Know Before Living in Bali

  • Bali is still cash-heavy, especially outside tourist areas
  • Long-term stays are cheaper with monthly or yearly payments
  • Managing money wisely (ATM fees, exchange rates) matters a lot
  • Lifestyle choices impact costs more than prices themselves

Final Thoughts

Living in Bali doesn’t have to be expensive—but it can be if you want it to be. The island offers incredible flexibility: you can live simply, or you can live comfortably with modern amenities and an active social life.

Ultimately, Bali adapts to your budget, not the other way around.

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