Planning your Bali getaway? 🌴
You’ve booked your flights, found your villa in Seminyak, and can’t wait to watch the sunset at Canggu Beach — but then the question hits you:
💭 How much money should I take to Bali?
It’s one of the most common questions travelers ask — and for good reason.
Whether you’re a budget backpacker or a luxury traveler, knowing how much cash to bring (and where to exchange it) can make or break your Bali experience.
Let’s break it down simply and clearly. 👇
When I first traveled to Bali, I brought too much cash — half of which I never used.
The second time, I relied mostly on my card and ended up paying extra fees and poor exchange rates.
It took a few trips to figure out the sweet spot: how much money to bring, how to split it between cash and card, and which money changers actually give fair rates without scams — like Best Money Changer Bali (BMC), one of the island’s most trusted and licensed exchangers.
Now, let’s calculate how much you really need for your trip.
1️⃣ Understanding the Cost of Traveling in Bali
Bali can be as affordable or as luxurious as you want it to be.
Here’s a simple daily cost breakdown for different travel styles:
| Type of Traveler | Daily Budget (IDR) | USD Equivalent | Description |
|---|---|---|---|
| 🏖️ Budget Traveler | 500,000 – 900,000 IDR | $35–$60 | Local food, hostels, motorbike rental |
| 🌴 Mid-Range Traveler | 1,000,000 – 1,800,000 IDR | $65–$120 | Comfortable hotels, cafés, activities |
| 💼 Luxury Traveler | 2,000,000 – 3,000,000 IDR | $130–$200 | Villas, private tours, fine dining |
💬 Tip: Most visitors spend around 10–15 million IDR ($700–$1,000) for a 7-day trip, excluding flights.
2️⃣ How Much Money to Bring for a 7-Day Trip
Here’s a realistic example for one week in Bali:
| Expense Category | Average Cost (IDR) | Description |
|---|---|---|
| Accommodation | 4,500,000 – 6,000,000 | Mid-range hotel or villa |
| Food & Drinks | 2,000,000 – 3,000,000 | Local & Western restaurants |
| Transport | 800,000 – 1,200,000 | Scooter rental or driver |
| Activities | 2,000,000 | Temples, tours, snorkeling |
| Shopping & Extras | 1,500,000 | Souvenirs, massages |
| Total (7 Days) | 10–14 million IDR | ≈ $700–$900 USD |
If you’re staying for 10 days, budget around $1,000–$1,200 USD for comfort and flexibility.
3️⃣ How Much Cash Should You Carry?
💡 The best approach is a mix of cash and card for safety and convenience:
✅ Bring $300–$500 USD (or equivalent) in cash for first few days.
✅ Use debit/credit cards for big purchases like hotels or tours.
✅ Exchange more money locally when needed — Bali’s rates are usually better than your home country’s.
And remember: don’t carry all your money at once. Keep some in your hotel safe and some with you for daily use.
4️⃣ Where to Exchange Money Safely in Bali
You’ll find money changers all over Bali — but not all are reliable. Some unlicensed stalls advertise fake rates or slip bills during counting.
That’s why both locals and travelers recommend Best Money Changer Bali (BMC) — a Bank Indonesia–licensed, PT-registered, and reputable company that’s been serving tourists for over a decade.
📍 BMC Branches:
- Bali Airport (Ngurah Rai)
- Seminyak
- Canggu
- Legian
- Sanur
- Tuban
🕖 Open Daily: 07:00 AM – 11:00 PM
☎️ Contact: +62 851-6706-3510
💬 Traveler Tip: Exchange only a small amount at the airport (for transport or SIM cards), then exchange the rest at a BMC branch for the best rates and full transparency.
5️⃣ Money-Saving Tips for Travelers
💵 Bring large, clean notes ($50 or $100) for better rates.
⚖️ Avoid damaged bills — they may be rejected or given lower value.
📱 Use currency apps to check live rates before exchanging.
👀 Always count your money at the counter before leaving.
💳 Notify your bank before using cards abroad to avoid blocks or fees.
💬 Pro Tip: Keep some small IDR bills (10,000–50,000) for local transport, markets, and small cafés that don’t accept cards.
The Smart Travel Formula
So, how much money should you take to Bali?
➡️ Around 10–15 million IDR ($700–$1,000) for one week of comfortable mid-range travel — or adjust up or down depending on your style.
For the best rates and safest exchange, always use a licensed and regulated money changer like Best Money Changer Bali.
Because when you exchange wisely, you get more than just better rates —
you get peace of mind and more memories to make. 🌅💸
📍 Best Money Changer Bali Locations: Airport, Seminyak, Canggu, Legian, Sanur & Tuban
🕖 Hours: 07:00 AM – 11:00 PM
☎️ Contact: +62 851-6706-3510
You can read this article to helping you: https://bestmoneychanger.com/how-much-money-to-take-to-bali/
Contact us now !
Whatsapp: +6285167063510 or Click me