Planning a trip to Bali and wondering do you need to bring American money to Bali?
Many travelers still carry USD because they think it’s safer and easier. The good news they’re right. But using the wrong exchange method can quietly cost you more money than you expect.
Before you fly, here’s exactly what you should know to save time, avoid scams, and get the best value for your cash.
Should You Bring USD to Bali?
Yes — bringing American money (USD) to Bali is highly recommended.
USD is the most accepted foreign currency in Indonesia and usually gives the best exchange rate compared to other currencies like AUD, EUR, or SGD.
You’ll get:
- Better rates
- Easy exchanges everywhere
- Faster transactions
- Fewer bank fees than ATMs
- More Indonesian Rupiah in your pocket
However, the place where you exchange your money matters even more than the currency itself.
Why USD Is the Best Currency to Bring to Bali
Strong and Stable Value
The US Dollar is one of the strongest global currencies. Because of this, money changers in Bali prioritize USD and offer tighter spreads and better payouts.
Simply put, you receive more IDR for every dollar.
Easy to Exchange Anywhere
USD can be exchanged almost everywhere in Bali, including:
- Kuta
- Seminyak
- Legian
- Ubud
- Nusa Dua
- Sanur
Licensed money changers, banks, and hotels all accept US Dollars, so you’ll never struggle to find a place.
Often Better Than Using ATMs
Many travelers rely on ATMs, but they often include:
- Foreign transaction fees
- Bank conversion charges
- Withdrawal limits
- Extra service costs
Exchanging cash directly is usually faster and cheaper overall.
A Common Tourist Mistake
Many visitors arrive in Bali and immediately exchange money at the airport or random street kiosks with flashy “BEST RATE” signs.
Later, they realize they lost money because of:
- Hidden commissions
- Misleading calculations
- Poor exchange rates
- Incorrect counting
- Small scams
Losing 5–15% might not sound huge, but on $1,000 or more, that’s a lot of wasted holiday budget.
That’s why using a licensed and trusted money changer is extremely important.
What Type of USD Bills Should You Bring?
Not all dollars are treated equally. The condition of your bills directly affects your exchange rate.
Bring These
- $50 or $100 bills
- New series notes (2013 or newer)
- Clean, flat, undamaged bills
Avoid These
- Torn or folded bills
- Old or faded notes
- Small denominations ($1, $5, $10)
- Marked or stamped bills
Older or damaged notes often receive lower rates or may even be rejected.
Safe Money Exchange in Bali (EEAT Trusted Method)
Choosing a professional money changer gives you better security and peace of mind.
Experience
Thousands of tourists exchange money daily at licensed counters with smooth, fast transactions.
Expertise
Professional staff use live rate boards, accurate counting systems, and transparent calculations.
Authority
Licensed money changers operate under Indonesian regulations and tourism standards.
Trust
Clear receipts, CCTV counters, and no hidden fees protect your money.
Best Money Changer in Bali (Recommended)
If you want a safe, fair, and convenient exchange experience, Best Money Changer is a trusted option used by many international travelers.
Services
- Competitive daily rates
- No commission fees
- Transparent calculations
- Large amount special rates
- Hotel pick-up service
- Airport service available
- Fast and secure transactions
Opening Hours
Daily: 08:00 – 22:00
Branch Locations
- Kuta
- Seminyak
- Legian
- Ubud
- Nusa Dua
- Sanur
With multiple branches across tourist areas, exchanging money becomes quick and hassle-free wherever you stay.
Do You Need to Bring American Money to Bali?
Yes bringing USD is still the smartest and most practical choice.
Bring clean $100 bills, avoid old notes, and exchange only at licensed money changers. This simple step helps you get better rates, avoid scams, and enjoy Bali without money worries.
Your vacation should be about beaches, sunsets, and good food — not exchange problems.