How Do Aussies Carry Money to Bali Safely?
Most Australians think the biggest expense in Bali is hotels or beach clubs.
It’s not.
It’s bad exchange rates, hidden ATM fees, and sketchy money changers.
Many Aussie travelers unknowingly lose $50–$150 AUD or more just from choosing the wrong way to carry money. That’s a full day of tours, spa treatments, or great meals—gone.
So the real question isn’t “How much should I bring?”
It’s “How do Aussies carry money to Bali safely and smartly?”
Let’s break it down.

What Experienced Aussie Travelers Actually Do
After years of travel trends and conversations with thousands of Australian visitors, a clear pattern shows up.
Smart travelers don’t rely on just one method.
Instead, they combine:
✔ Cash
✔ Debit/Travel card
✔ Trusted money changer in Bali
Because each option has pros and cons.
Bringing Cash (Still the Most Popular Choice)
Many Aussies still bring AUD or USD cash to Bali.
Why?
Because:
- Better exchange rates than airports
- No ATM fees
- Easy budgeting
- Accepted everywhere after exchange
How much cash do they usually carry?
Typical range:
- Short trip (3–5 days): $500–$800 AUD
- 1 week: $800–$1,200 AUD
- 2 weeks: $1,500+ AUD
Pro Tips
- Bring $50 or $100 notes only (better rates)
- Avoid damaged or old notes
- Never exchange at the airport or random street kiosks
Debit or Travel Cards
Cards are convenient but not perfect.
Pros
- Safe backup
- Works for hotels & big restaurants
- Easy withdrawals
Cons
- International ATM fees
- Bank conversion charges
- Daily withdrawal limits
- Card skimming risks
Most Aussies use cards only as backup, not main money.
Money Changers in Bali (Best Rate Strategy)
Here’s what experienced travelers do:
👉 Bring cash → Exchange only at authorized money changers
Because Bali often offers:
- Better rates than Australian banks
- No commission
- Immediate cash
But you must choose carefully.
Unauthorized changers may:
- Short count money
- Use fake calculators
- Offer “too good to be true” rates
If the rate looks crazy high… it’s probably a scam.
How to Choose a Safe Money Changer in Bali
Look for:
✅ Licensed & authorized
✅ Proper office (not small booth)
✅ CCTV cameras
✅ Uniformed staff
✅ Printed receipt
✅ Count money openly
If they rush you or distract you → walk away.
Best Money Changer Bali (Trusted by Many Aussies)
If you want safe, transparent, and hassle-free exchange, many Australian travelers prefer:
⭐ Best Money Changer Bali
Why they’re popular
- Licensed & authorized
- Professional staff
- Transparent counting
- No hidden fees
- Competitive rates
- Trusted by tourists & expats
Services
✔ Cash exchange (AUD, USD, EUR & more)
✔ Large amount special rates
✔ Hotel pickup service
✔ Airport pickup available
✔ Fast & secure process
Operating Hours
🕘 Open daily: 9:00 AM – 10:00 PM
6 Branch Locations
📍 Kuta
📍 Seminyak
📍 Legian
📍 Canggu
📍 Sanur
📍 Ubud
Perfect if you want convenience without worrying about scams.
Why Trust This Advice?
Experience
Based on real travel behavior of Australian visitors and local Bali exchange practices.
Expertise
Understanding of currency markets, tourist spending habits, and money changer operations.
Authoritativeness
Recommendations align with licensed, regulated services — not street vendors.
Trustworthiness
Focus on safety, transparent pricing, and scam prevention.
Smart Money Strategy for Aussies (Recommended Plan)
Here’s the safest combo:
Step 1: Bring $800–$1,200 AUD cash
Step 2: Exchange at trusted money changer
Step 3: Use card only for backup
Step 4: Avoid airport exchange
Simple. Safe. Best value.
Travel Smart, Not Expensive
Your Bali holiday should be about sunsets, beach clubs, and massages — not worrying about money scams.
Exchange smart.
Choose licensed money changers.
Keep your holiday budget for experiences, not fees.
If you want the easiest option, Best Money Changer Bali even offers pickup services so you don’t have to walk around carrying large cash.
That’s peace of mind every Aussie appreciates.
