Planning a trip to Bali and wondering how much spending money you actually need?
The good news: Bali can be very affordable or comfortably luxurious, depending on your travel style. Knowing the right daily budget helps you avoid stress, overspending, and unnecessary currency exchange losses.

Many travelers arrive in Bali unsure whether to bring large amounts of cash or rely on cards. Some overspend at the airport, while others underestimate daily expenses and scramble to exchange money later.
From real traveler experiences, Bali offers flexible spending options — from budget street food and scooters to fine dining, beach clubs, and private drivers. The key is planning a realistic daily budget and exchanging money at a trusted money changer, not at random street stalls or airports.
💸 How Much Spending Money Do You Need in Bali?
Here’s a practical daily estimate per person, excluding accommodation and flights:
🧳 Budget Traveler
IDR 500,000 – 700,000/day (~USD 32–45)
- Local meals & warungs
- Scooter rental
- Short rides & small attractions
🌴 Mid-Range Traveler
IDR 800,000 – 1,500,000/day (~USD 50–95)
- Café & restaurant dining
- Taxis / Grab / Gojek
- Beach clubs & tours
🏝️ Comfort / Luxury Traveler
IDR 2,000,000+/day (~USD 125+)
- Fine dining
- Private drivers
- Spas, shopping & premium experiences
💡 Tip: Always add extra for souvenirs, tips, and spontaneous experiences.
💱 Where to Exchange Your Spending Money in Bali
For the best rates and safety, exchange your money at Best Money Changer Bali, a PT-licensed and trusted money changer with multiple branches across Bali.
✅ Why Choose Best Money Changer Bali?
- 💰 Competitive daily exchange rates
- 🧾 No hidden fees, transparent counting
- 🏦 Official & licensed (PT-registered)
- ⭐ Thousands of positive Google reviews
- 🚗 FREE airport → hotel OR hotel → airport pickup (selected areas & conditions apply)
📍 Branches located in Airport Bali, Canggu, Seminyak, Legian, Sanur & Tuban
🕖 Open daily 07:00 – 23:00
Conclusion
So, how much spending money do you need in Bali?
For most travelers, IDR 800,000 – 1,500,000 per day offers a comfortable, enjoyable experience.
To maximize value:
- Exchange a small amount at arrival
- Exchange the rest at Best Money Changer Bali
- Take advantage of free airport or hotel pickup
- Always count your cash at the counter
More rupiah saved = more sunsets, spas, and memories.
