How Much Money Do You Need to Live in Bali?

Dreaming of living in Bali?
Beautiful beaches, low cost of living, warm culture, and endless coworking cafés make Bali one of the world’s top destinations for remote workers and retirees.

But the big question remains:

💭 How much money do you actually need to live comfortably in Bali?

Let’s break it down.

When I first moved to Bali, I assumed living costs were extremely low.
But after settling into life between Canggu cafés, Seminyak gyms, Ubud wellness studios, and Sanur beaches, I quickly realized that Bali can be cheap, mid-range, or very luxurious — depending on your lifestyle.

The good news?
Even with rising tourism, Bali is still significantly more affordable than Australia, Europe, or the U.S.

So whether you’re a digital nomad, retiree, or long-term traveler, here’s exactly what you’ll spend.

✅ 1️⃣ Cost of Living in Bali (Monthly Breakdown – 2025)

🏝 Budget Lifestyle — 10M–15M IDR ($650–$1,000 USD)

Suitable for solo travelers or digital nomads.
Includes:

Room in guesthouse / kost: 4–6M
Meals at local warungs: 2–3M
Scooter rental + fuel: 1–1.5M
SIM + utilities + laundry: 1M
Occasional outings: 1–2M

🌴 Mid-Range Lifestyle — 15M–25M IDR ($1,000–$1,700 USD)

Most expats fall here.
Includes:

Private villa with pool: 8–12M
Mix of cafés + warungs: 4–5M
Gym/coworking: 1–2M
Transport: 1.5M
Occasional trips/spa: 2–3M

💼 Luxury Lifestyle — 30M–50M+ IDR ($2,000–$3,500+ USD)

Perfect for couples or high-comfort expats.
Includes:

Premium 1–2 bedroom villa: 15–25M
Dining at upscale restaurants: 5–10M
Private driver: 3–5M
Luxury wellness/fitness: 3–6M
Travel, parties, beach clubs: 5–10M

✅ 2️⃣ Is Bali Cheap to Live?

Yes — Bali can be extremely affordable if you live like a local.
But Bali can also become expensive if you enjoy beach clubs, brunch cafés, and high-end villas.

You control your cost of living.

✅ 3️⃣ Monthly Minimum to Live Comfortably

➡ Solo traveler: 12M–18M IDR ($750–$1,200)
➡ Couple: 20M–30M IDR ($1,300–$2,000)
➡ Family: 30M–45M IDR ($2,000–$3,000)

✅ 4️⃣ Offer – Money Tip for Expats in Bali

To stretch your budget further, exchange your foreign currency at licensed, trusted money changers like Best Money Changer Bali, with 6 branches in:

📍 Bali Airport
📍 Seminyak
📍 Canggu
📍 Legian
📍 Sanur
📍 Tuban

🕖 Open daily 07.00–23.00
💬 No hidden fees, transparent rates
📞 +62 851-6706-3510

So, how much money do you need to live in Bali?

➡ Between 10M and 25M IDR per month for most people.
➡ Luxury lifestyle? 30M–50M+ IDR.
➡ Bali remains one of the best-value tropical destinations for long-term living.

With smart budgeting — and exchanging your money safely at Best Money Changer Bali — you can enjoy a comfortable, beautiful life on the Island of the Gods.

Read this article to helping you: https://bestmoneychanger.com/how-much-money-do-you-need-to-go-to-bali/