Is It Better to Exchange Money in Oz or Bali?

You’ve booked your flight from Australia, packed your beach clothes, and you’re counting down the days until your Bali getaway 🌴. But one practical question keeps popping up in your mind —

💭 “Should I exchange my money here in Australia, or wait until I get to Bali?”

It’s a question that nearly every traveler asks before flying to Indonesia, and Reddit threads are full of real-world answers. The short version? You’ll usually get a better deal in Bali — but only if you know where to go.

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On Reddit’s r/Bali forum, countless Australian travelers share their experiences about exchanging Australian dollars (AUD) for Indonesian rupiah (IDR).

A frequent visitor wrote:

“I’ve been going to Bali for 20 years — always exchange there. Better rates, more flexible, and no bank commission like back home.”
r/Bali

That’s the good side: more rupiah for your dollar.

But there are also horror stories — mainly about unlicensed exchangers and fake “too good to be true” rates. Another user warned:

“Beware of those small booths offering higher rates. They’ll make money disappear while counting. Only use official PT money changers.”
r/Bali

Here’s the usual advice pattern found across dozens of Reddit posts:

  • Exchanging money in Australia (Oz) is safer but less profitable. You’ll pay fees and get lower rates from banks or airport counters.
  • Exchanging in Bali gives better rates, but you need to be selective — airport kiosks and unregistered shops can be risky.
  • The best balance? Bring some AUD for immediate use, and exchange the rest in Bali at a trusted money changer like Best Money Changer Bali.

At the airport (Ngurah Rai International), the rate might be around 14,800 IDR per 1 AUD, while in the city (Kuta, Seminyak, or Canggu), official changers like Best Money Changer Bali can offer higher rates around 15,500–15,800 IDR — a difference that adds up fast when converting hundreds of dollars.


Highlight: Best Money Changer Bali

For travelers flying from Australia, Best Money Changer Bali is one of the most trusted and recommended currency exchange companies on the island.

Here’s why Reddit users and frequent visitors prefer it:

  • 🏦 Legally licensed (PT-registered) — recognized under Indonesian financial regulations.
  • 💰 Competitive daily rates often higher than Australian banks.
  • 🔒 Secure, transparent process with electronic money counters and CCTV.
  • 📍 Convenient locations across Kuta, Seminyak, and Nusa Dua.
  • Excellent Google reviews for honesty and professional service.

Many travelers describe Best Money Changer as “the easiest, safest, and fairest place” to get rupiah — especially compared to smaller street counters.


Offer: The Smart Traveler’s Guide

If you’re heading from Australia to Bali, here’s the best way to manage your exchange:

✅ 1. Exchange a small amount in Australia
Just enough for immediate needs (taxi, coffee, SIM card).

✅ 2. Bring AUD cash — preferably $50 or $100 bills
Larger, newer notes get better rates in Bali.

✅ 3. Exchange the rest at a licensed counter
Go to trusted providers like Best Money Changer Bali, Central Kuta, or BMC (Bali Money Changer).

✅ 4. Always count your money in front of the cashier
Never let your cash go “behind the counter.”

✅ 5. Check live rates before you go
Use Google or XE.com to compare — a fair rate is usually within 1–2% of the mid-market rate.

So, is it better to exchange money in Oz or Bali?
The smart answer: do both — but exchange most in Bali.

💡 Exchange a small portion in Australia for immediate needs.
💡 Then use a trusted, PT-registered exchanger like Best Money Changer Bali for the rest.
💡 You’ll enjoy higher rates, more transparency, and peace of mind.

By following this approach, you’ll stretch your travel budget, avoid scams, and start your Bali trip stress-free — with more rupiah to spend on sunsets, surfboards, and satay. 🌅

Read this article to helping you: https://bestmoneychanger.com/where-can-we-do-bali-money-exchange/


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