If you’ve ever browsed Reddit before heading to Bali, you’ve probably seen hundreds of travelers debating the same thing: “Is it better to exchange money before flying or after arriving in Bali?”
With so many mixed opinions online, it can be hard to tell what’s true and what’s just traveler gossip. Let’s break down what Redditors say — and what real-world experience in Bali proves.
Scrolling through Reddit threads like r/travel or r/Bali, you’ll find plenty of people who learned the hard way:
Some exchanged all their cash in their home country, only to realize the rates in Bali were 10% better. Others waited too long and ended up stuck with bad rates at the airport. From all those discussions, one thing is clear: most experienced travelers recommend exchanging money in Bali, but with trusted and licensed exchangers only.
Based on Reddit users’ experiences and verified local data, here’s a practical guide combining real traveler insight + on-the-ground facts to help you decide where to exchange safely and get the best value in 2025.
1. What Reddit Travelers Say
Here’s a summary from actual Reddit discussions:
Pros of Exchanging in Bali:
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- Much better exchange rates than in Western countries.
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- Plenty of legitimate money changers in popular areas like Kuta, Seminyak, and Sanur.
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- Easy to compare rates before choosing.
Cons (and Common Warnings):
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- Beware of small, unofficial stalls offering “too good to be true” rates.
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- Always count your cash twice before leaving the counter.
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- Some fake exchangers operate in tourist-heavy zones.
Reddit tip repeated by many users:
“Exchange a small amount before your flight for your first day, then do the rest in Bali at a licensed exchanger.”
2. Best Money Changer — Recommended by Many Travelers
Among trusted names often mentioned by both Reddit users and travel blogs is Best Money Changer, one of Bali’s most reputable money exchange networks.
Branches:
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- Bali Airport
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- Kuta
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- Sanur
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- Canggu
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- Legian
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- Seminyak
Opening Hours: 7:00 AM – 11:00 PM (Daily)
Why People Trust Best Money Changer
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- Licensed by Bank Indonesia
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- Transparent rates on digital boards
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- No hidden commissions or surprise fees
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- Receipts for every transaction
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- Friendly English-speaking staff
Pro Tip: Exchange a small amount at the airport branch for convenience, then head to a city branch like Kuta or Seminyak for the most competitive rates.
3. Reddit Consensus — The Final Verdict
Most Reddit travelers agree:
Exchange a little in your home country, then most of it in Bali.
| Place | Pros | Cons |
|---|---|---|
| Australia (or Home Country) | Safe, easy before travel | Poor rates, service fees |
| Bali Airport | Convenient arrival exchange | Slightly lower than city rates |
| Bali City Branches (like Best Money Changer) | Best rates, no hidden fees | Must choose a licensed one |
Winner: Exchange in Bali — preferably with a trusted exchanger like Best Money Changer.
4. Quick Tips From Frequent Reddit Travelers
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- Always check daily rates at xe.com or Best Money Changer’s official website.
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- Avoid exchanging near small street kiosks without clear signage.
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- Bring clean, undamaged banknotes (old or torn notes may be rejected).
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- Split your cash — don’t carry all at once.
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- Keep receipts in case you need to convert leftover Rupiah before leaving.
So, according to both Reddit discussions and real-life evidence, it’s clear: Exchange most of your money in Bali, not in Australia or your home country.
With Best Money Changer’s six secure locations, open daily from 7 AM to 11 PM, you’ll enjoy better rates, safer service, and peace of mind for the entire trip.
Contact us now!
Whatsapp: +6285167063510 or Click me