Planning your Bali getaway?
Before you pack your bags and book your tours, one important question needs answering: ” How much money should you exchange for Bali?“
It’s a common dilemma among travelers — exchange too little, and you’ll run short of cash; exchange too much, and you’ll be left with unused Rupiah. Let’s break down how to find the perfect balance, based on real travel experience and local insight.
Bali is a relatively affordable destination, but your spending can vary depending on your travel style. From luxury villas and beach clubs to budget homestays and street food, how much you’ll need in Indonesian Rupiah (IDR) depends on your itinerary.
Many first-time travelers arrive unsure of how much to exchange — some overestimate and end up with leftover bills they can’t use elsewhere, while others exchange too little and waste time hunting for ATMs or exchangers mid-trip. Having lived and traveled across Bali, I’ve learned the ideal cash amount to start with, where to exchange safely, and how to stretch your money without stress.
Here’s a complete guide to how much money to exchange for Bali, including estimated daily budgets, safety tips, and the most trusted exchange locations.
1. How Much Money to Bring and Exchange for Bali
Your cash needs depend on your spending style. Below are average daily budgets in Indonesian Rupiah (IDR) and USD equivalents (based on early 2025 exchange rates: 1 USD ≈ 15,500 IDR).
| Travel Style | Daily Budget (IDR) | Equivalent (USD) | Description |
|---|---|---|---|
| Budget Traveler | 600,000 – 900,000 | $40 – $60 | Local food, guesthouse, scooter rental |
| Mid-Range Traveler | 1,000,000 – 1,800,000 | $65 – $120 | Hotels, restaurants, attractions |
| Luxury Traveler | 2,000,000 – 4,000,000+ | $130 – $260+ | Villas, fine dining, spas, private transport |
Pro Tip:
For a one-week trip, a comfortable starting amount is around USD 300–500 exchanged into Rupiah. This covers meals, transport, activities, and small purchases.
2. Where to Exchange Money Safely in Bali
When it comes to exchanging money, safety and transparency matter as much as the rate. One of the most trusted and recommended providers is Best Money Changer.
Best Money Changer Branches:
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- Bali Airport
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- Kuta
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- Sanur
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- Canggu
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- Legian
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- Seminyak
Opening Hours: 7:00 AM – 11:00 PM (Daily)
Why Travelers Trust Best Money Changer:
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- Licensed by Bank Indonesia
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- Transparent, real-time exchange rates
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- Professional English-speaking staff
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- Receipts for all transactions
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- Competitive rates with zero commission
You can exchange a small amount at Bali Airport upon arrival, then head to another Best Money Changer branch in town for better rates.
3. Should You Exchange Money Before or After Arriving in Bali?
It’s usually better to exchange most of your money after arriving in Bali, as local rates are more favorable.
However, it’s smart to:
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- Exchange around USD 50–100 in your home country for emergencies or taxis
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- Bring clean, undamaged USD notes ($50 or $100) for better rates in Bali
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- Avoid small, torn, or old bills — many exchangers won’t accept them
Or you can read this article to know more: https://bestmoneychanger.com/should-you-exchange-money-before-going-to-bali/
4. How Much Cash vs. Card Should You Carry?
In Bali, cash is still king, especially in local markets, smaller restaurants, or when tipping.
Here’s a good rule of thumb:
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- Carry 60–70% in cash (IDR)
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- Keep 30–40% available on your debit or travel card for big purchases or emergencies
Most mid-range and luxury hotels, restaurants, and shops accept cards, but small vendors may not.
Final Tips for Managing Money in Bali
Exchange a small amount at the airport; get better rates in town. Always use licensed exchangers like Best Money Changer. Keep receipts for record and safety. Monitor daily rates on xe.com or Bank Indonesia’s website. Count your money before leaving the counter.
So, how much money should you exchange for Bali?
A safe starting point is USD 300–500 for one week, adjusted based on your travel style.
Exchange it safely at Best Money Changer, available across Bali — from the airport to Seminyak and Canggu — open daily 7 AM to 11 PM.
Plan smart, exchange wisely, and enjoy Bali without worrying about your budget
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