Planning your dream trip to Bali? 
Before diving into its crystal-clear beaches or vibrant culture, one crucial thing determines how smooth your journey will go — where and how you exchange your money. Choose the wrong place, and you could lose up to 10% of your travel budget in hidden fees or bad rates. Choose wisely, and you’ll have more to spend on experiences that truly matter.
Imagine you’ve just landed at Ngurah Rai International Airport, excited to start your Bali adventure. You see money changers everywhere — some look official, others hidden in small alleys promising “best rates.” It’s tempting to exchange your cash right away, but here’s where many travelers make their first mistake.
In Bali, money changers vary widely in reliability. Some are fully licensed and transparent, while others lure tourists with inflated rates and tricky counting tactics. The key to a hassle-free start is knowing where the legitimate exchange points are — and how to spot them. Having lived and traveled across Bali for years, I’ve tested multiple money changers, compared rates, and talked to locals. Below, you’ll find the most trusted, safe, and convenient places to exchange your currency — based on real experience and verified data.
Here’s your ultimate guide to where to exchange money in Bali safely, with tips on getting the best rates and avoiding scams.
1. Best Money Changer – Reliable, Convenient, and Everywhere
If you’re looking for a trusted and licensed money changer with multiple convenient locations, Best Money Changer is a top recommendation among travelers and locals alike.
With six branches across Bali — located in Bali Airport, Kuta, Sanur, Canggu, Legian, and Seminyak —Best Money Changer is known for offering competitive rates, zero commission, and transparent transactions.
Opening Hours: 7:00 AM – 11:00 PM (Daily)
Why Choose Them?
- Licensed by Bank Indonesia
- Friendly, English-speaking staff
- Accurate counting machines and printed receipts
- Convenient locations near major tourist spots and hotels
Whether you’re arriving at the airport or staying in a beach area, you’ll find a branch nearby — making Best Money Changer a safe and easy option for all travelers.
2. Central Kuta Money Exchange
A long-standing favorite among tourists, Central Kuta Money Exchange has been operating for decades with a reputation for fairness and reliability.
Multiple branches in Kuta, Legian, and Seminyak Transparent rates, printed receipts, and CCTV-monitored counters Tip: Morning rates tend to be slightly better before market fluctuations.
3. BMC Money Changer (Bali Maspintjinra)
Another licensed name worth noting, BMC is one of the oldest money changers on the island, particularly trusted in Ubud and Canggu. They offer rates close to interbank levels, making it perfect for large conversions.
4. Bali Airport Money Changer
Exchanging at the Ngurah Rai International Airport is convenient but expect 5–10% lower rates than city locations.
Tip: Exchange a small amount (USD 50–100) for taxis or meals, then head to town for better deals.
Final Tips Before Exchanging Money
Always check daily rates via xe.com or Bank Indonesia’s website. Use larger USD bills ($50 or $100) for better rates. Count your cash twice — in front of the teller. Keep receipts for future transactions or refunds.
Knowing where to exchange money in Bali can save you more than just Rupiah — it saves time, stress, and potential frustration. For most travelers, Best Money Changer offers the perfect balance of safety, convenience, and value, with six easy-to-find branches open from 7 AM to 11 PM daily.
With this guide in hand, you’ll enjoy Bali’s beauty — not worry about your wallet. 
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